Summary Plan Descriptions

Summary Plan Descriptions (SPDs) provide additional details about what each benefit plan covers, how the plan works, how you can take advantage of your benefits once you’re enrolled and how to file claims if needed.

Beneflex (all health and wellbeing benefits)
401(k) Plan SPD
Business Travel Accident Summary Plan Description

SBCs and Summary Annual Reports (SARs)

Summary of Benefits and Coverage (SBCs) provide details in a consistent format to help employees compare medical plans. Summary Annual Reports (SARs) are brief financial statements for a benefit plan.

BCBS Basic HSA Plan 2025 SBC
BCBS Advantage HSA Plan 2025 SBC
BCBS Advantage PPO Plan 2025 SBC
Kaiser Southern California 2025 SBC
Kaiser Northern California 2025 SBC
BCBS Basic HSA Plan 2024 SBC
BCBS Advantage HSA Plan 2024 SBC
BCBS Advantage PPO Plan 2024 SBC
Kaiser Southern California 2024 SBC
Kaiser Northern California 2024 SBC
Beneflex Plan Summary Annual Report
401(k) Plan Summary Annual Report

Legal Notices

Here are the legal notices that all employers are required to make available to their employees.

ADA Notice Regarding Wellness Programs
COBRA Rights Notice
Family and Medical Leave Act (FMLA) Notice
Genetic Information Nondiscrimination Act (GINA) Disclosures
Health Insurance Exchange Notice
Medicaid and the Children’s Health Insurance Program (CHIP) Notice
Medicare Part D Notice
Newborns’ and Mothers’ Health Protection Act Notice
Privacy Practices Notice
Special Enrollment Rights Notice
Uniformed Services Employment and Reemployment Rights Act (USERRA) Notice
Women’s Health and Cancer Rights Act (WHCRA) Notice