How the Plan Works
Hospital Care coverage from Cigna provides a benefit when you or a covered family member incurs a hospital stay resulting from an injury or illness that’s covered by the plan. Benefits include the following:
|
Hospitalization Benefits |
Benefit |
|---|---|
|
Hospital Admission No elimination period. Limited to 1 day, 1 benefit(s) every 90 days. |
$1,000 per day |
|
Hospital Chronic Condition Admission No elimination period. Limited to 1 day, 1 benefit(s) every 90 days. |
$50 per day |
|
Hospital Stay No elimination period. Limited to 30 days, 1 benefit(s) every 90 days. |
$100 per day |
|
Hospital Intensive Care Unit (ICU) Stay No elimination period. Limited to 30 days, 1 benefit(s) every 90 days. |
$200 per day |
|
Hospital Observation Stay 24-hour elimination period. Limited to 72 hours. |
$100 per 24-hour period |
|
Additional Care Benefits |
Benefit |
|---|---|
|
Wellness Treatment, Health Screening Test and Preventative Care Benefit Examples include (but are not limited to) routine gynecological exams, general health exams, mammography and certain blood tests. |
$50 per day, limited to 1 per year |
Certain benefit-specific conditions, exclusions and limitations apply. See your Certificate of Insurance for more information.