Annual Enrollment for 2026 Benefits

2026 Enrollment

If you are hired on or after October 13, 2025:

You will need to enroll twice – once for the rest of 2025, and a second time if you want to make changes for 2026.

Your 2026 Benefits

Each year, the Zebra benefits team looks for opportunities to get more value from our benefits. This year, we are making a few changes to benefits offerings to help everyone make the most of what’s available.

• Starting January 1, 2026, the pharmacy benefits through your BCBSIL medical plans will move from Express Scripts to Optum Rx, to bring you a better member experience while keeping costs in line.
  • Costs, prior authorizations and prescription refills: The plan design within each of the BCBSIL medical plans is not changing. Prior authorizations and refills will automatically transition to Optum Rx; there is no action needed to transfer existing prescriptions.
  • Pharmacy network: Find in-network pharmacies and confirm your pharmacy is in the Optum Rx network; there should be minimal disruption to the network.
  • ID cards: You will receive new prescription ID cards before January 1, 2026 from Optum Rx.
  • Next steps and changes to coverage: Employees who enroll in a BCBSIL medical plan for 2026 will receive more information via mail in December. Keep an eye out for resources, including the member website and customer support phone number that will go live on January 1, 2026.

    If there are any impacts to specific prescriptions for you or a covered dependent: Optum Rx will notify you directly by mail in early December.

• Employees can contribute more to tax-advantaged accounts. Find details in the Contribution Maximums section below.

You will continue to have resources designed to support your financial well-being, including:

• Garner, which helps you find top in-network medical providers and reimburses you when you visit them. Learn other ways to save on healthcare.
• Access to telemedicine, including virtual physical therapy through Hinge Health.

Contribution Maximums

• If you enroll in the Basic HSA medical plan, you will be able to contribute up to $4,400 for Employee Only coverage and $8,750 for all other coverage levels.
• If you elect the Advantage HSA medical plan, company contributions are included in the maximum, as shown in the chart below.
• For both HSA plans, you can also make additional “catch-up” contributions to your HSA of up to $1,000 annually if you are age 55 or older. Catch-up contributions can begin the year in which you turn age 55.
• If you have a General-Purpose and/or Limited Purpose FSA, you will be able to contribute up to $3,300. Remember, you can carry over up to $660 into 2026.
• If you have a Dependent Care FSA, you will be able to contribute up to $7,500 for married couples filing jointly and $3,750 for married individuals filing separately.
  NOTE: The DC FSA is subject to nondiscrimination and average benefits testing, as directed by the IRS. Depending on the results of these annual tests conducted in the summer of each plan year, your contributions may be reduced or returned during the year.

HSA Contribution Amounts: Advantage HSA Medical Plan

If you elect the Advantage HSA medical plan, company contributions are included in the maximum, as shown in the chart below.